Help to Buy Calculator

How do Help to Buy Mortgages compare?

There is a lot to take into account when you buy a new home. From a financial planning perspective, what is rarely addressed is where will you be in 5 years’ time or longer. For example, the big plus with Help to Buy is that it gets people on the housing ladder quickly but there can be a sting in the tail five years down the line which may not have been properly considered.

This calculator, which can be used in tandem with our mortgage version, has been designed to help you compare the ‘near-term’, as well as immediate, considerations.


North East £186,100
North West £224,400
Yorkshire & the Humber £228,100
East Midlands £261,900
West Midlands £255,600
East of England £407,400
London £600,000
South East £437,600
South West £349,000

11,750 5% 11,750

47000 0% £0

25 years


75% 75 75% 75

% %





The assumptions used for the calculator above are based on our understanding of current legislation and the figures produced are for illustrative purposes only and should not be deemed as specific advice.